TheIUL.com - Cash Value Life Insurance has established this Privacy Policy to explain how it protects and manages the personal information that it collects from you (the customer) online.
1. Consent for Collection, Use and Disclosure
Your use of the TheIUL.com - Cash Value Life Insurance site and/or your registration for TheIUL.com - Cash Value Life Insurance products and services constitute your consent to the terms of this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the TheIUL.com - Cash Value Life Insurance site.
2. Accountability
TheIUL.com - Cash Value Life Insurance collects, at the time of your registration and your sign-on to its web site, certain “personal information” (information that personally identifies you) including but not limited to your name, email address, and information about your computer hardware and software (e.g., IP address, operating system, browser type, domain name, URL, access times, and referring web site addresses). TheIUL.com - Cash Value Life Insurance has taken responsibility for your personal information to ensure compliance with the principles in this Privacy Policy.
3. Purposes for Collecting Personal Information
TheIUL.com - Cash Value Life Insurance collects and uses personal information for the following Identified Purposes:
To understand customer needs regarding TheIUL.com - Cash Value Life Insurance’s services
To develop and provide our web site and our products and services for our customers
To fulfill your requests for products, services or information
To communicate with customers and site visitors, when necessary, and to inform customers of upgrades, as well as of other products and services available from TheIUL.com - Cash Value Life Insurance, its affiliates and third parties
To allow customers to access limited-entry areas of TheIUL.com - Cash Value Life Insurance’s site
To personalize some of our services and products for you and to deliver targeted advertisements and offers from TheIUL.com - Cash Value Life Insurance and third parties
To protect the services, products or rights of TheIUL.com - Cash Value Life Insurance, including but not limited to the security or integrity of the TheIUL.com - Cash Value Life Insurance site
To identify and resolve technical problems concerning TheIUL.com - Cash Value Life Insurance’s site, products and services
TheIUL.com - Cash Value Life Insurance also uses personal information in an aggregate form (i.e., not individually attributable to you) for its business analysis, operational, marketing and other promotional purposes.
4. Limiting the Collection of Personal Information
TheIUL.com - Cash Value Life Insurance limits its collection of personal information to only that information which is necessary for the Identified Purposes. TheIUL.com - Cash Value Life Insurance does not direct its site to, nor does it knowingly collect any personal information from children under the age of thirteen.
When you visit the TheIUL.com - Cash Value Life Insurance web site, a cookie may be placed on your computer or the cookie may be read if you have visited the TheIUL.com - Cash Value Life Insurance site previously. TheIUL.com - Cash Value Life Insurance uses cookies to allow TheIUL.com - Cash Value Life Insurance to determine which products and services you have already purchased so that TheIUL.com - Cash Value Life Insurance does not provide redundant information to you, and, if you are an TheIUL.com - Cash Value Life Insurance affiliate, to track TheIUL.com - Cash Value Life Insurance sales made to customers referred by you so that you can receive compensation under our affiliate program. If you choose to not have your browser accept cookies from the TheIUL.com - Cash Value Life Insurance web site, you may not be able to view all the text on the screens, or to experience a personalized visit, or to subscribe to certain service and product offerings on the TheIUL.com - Cash Value Life Insurance site.
5. Disclosure, Processing and Retention
TheIUL.com - Cash Value Life Insurance does not sell, rent or disclose your personal information to anyone else.
In addition, as we continue to develop our business, we may sell or buy other businesses or entities, or we may merge with another company. In such transactions, personal information may be one of the transferred business assets. Also, in the event that TheIUL.com - Cash Value Life Insurance or substantially all of its assets are acquired, your personal information may be one of the transferred assets.
6. Security Safeguards
TheIUL.com - Cash Value Life Insurance will use reasonable efforts to protect customers’ personal information.